4,000+ U.S. banks supported

Never feel financially lost again

Connect your bank once. Get a budget built around you, every subscription in sight, and a clear view of what’s left until payday.

Deco
Your money, connected
Auto BudgetBuilt around your spending
RecurringEvery subscription in sight
Net WorthYour whole financial picture
GoalsA clear path to what’s next

Three steps. One import.

Set it up once. That's the last work you do

01

Create your account

Google, Apple or email. Then pick how private you want to be — that's your choice, not a default we pick for you.

02

Import your statements

Drop in a file from your bank and every transaction sorts itself into a category.

03

Know what's left

Your budget writes itself from what you actually spend, so you can see what's left before payday. Tighter or looser is your call. Deco adjusts to you, not you to Deco.

Features

Deco balance screen showing money available across accounts

Balance

What you can actually spend

Every account adds up to one balance, and underneath it the number that matters. What is left once the rent, the bills and the subscriptions still to come are taken off. Not the figure your bank shows you.

Private by design

Two privacy modes. You pick at setup

One helps us make Deco sharper for you. One means we can't read your data at all. Neither sells it — we don't sell data.

Smart Insights

Share, and get more back

Private to your account, and it powers what comes next: your rent compared to your area, what your role should really pay.

Maximum Privacy

Or keep the key yourself

Encrypted on your device. Only your device holds the key. We couldn't read it if we wanted to.

Frequently asked questions

Find answers about Deco, how it protects your data, and what it supports.

Still have questions? Try it yourself, it's free.

Free to start

Stop guessing before payday

Less manual work. No bank login needed.

Download on theApp Store

Android is coming. Want to know the day it lands?