A calmer way to see your money.
Deco quietly imports your bank transactions and turns them into a beautiful financial overview — net worth, goals, recurring costs — without a single spreadsheet.
3
Currencies (€/$/kr)
🇬🇧🇪🇸🇩🇰
Languages
AES
At-rest encryption
Available right now
€4,218.40
Net worth
1Y · MAX · GOAL€38,402
+12.4% this year
What's inside
Less spreadsheet. More dashboard.
Deco is built around a single idea — that your finances should feel quiet, visual, and entirely yours.
Auto-categorisation
Groceries, transport, subscriptions — sorted the moment they hit your account. Regex + merchant detection, tuned for European banks.
Recurring detection
Deco scans your transaction history and quietly surfaces every repeating charge and salary, so nothing sneaks past you again.
Net worth, in motion
Combine manual accounts, broker holdings and liabilities into one interactive chart — 1W, 1M, 6M, 1Y, MAX, or GOAL.
Goals that fund themselves
Set up to 3 savings goals + 3 debt payoffs. Deco allocates money across accounts using a largest-free-balance-first waterfall.
Encrypted at rest
Sensitive columns — amounts, merchant names — stored as ciphertext via pgcrypto with JWT-gated decryption.
Real bank logos
Pulled in via Clearbit on the fly, with 3D fallback imagery when a brand isn't found. Your timeline actually looks like your life.
Five screens
The whole app, in one tour.
Apple-style polish: frosted glass cards, pill-shaped tabs, rounded everything, and smooth bottom-sheet modals throughout.
Home
Your money, on one screen
A purple gradient hero with your available cash, an income card, and a Net Worth chart that toggles between 1W, 1M, 6M, 1Y, MAX and GOAL.
Expenses
Where it all goes
Recurring costs hero, category donut, top merchants over the last 90 days, plus a variable budget and a clean view of every subscription.
Goals
Savings + debt, side by side
Up to 3 savings goals and 3 debt payoffs, with per-account waterfall allocation and monthly contribution targets.
Advisor
Coaching, not nagging
Quiet insights based on your last 90 days — patterns, anomalies, and the next move that would actually move the needle.
Add (+)
One button, everything
A global add sheet slides up to capture a transaction, account, goal, or debt — without ever leaving the screen you're on.
How it works
From statement to overview in under a minute.
Import a statement
Drop in a CSV from your bank or connect a supported Nordic banking partner. Deco never asks for credentials it doesn't need.
Deco does the boring part
Transactions are categorised, merchants matched, recurring charges detected, and daily net-worth snapshots written — all in seconds.
Set goals, watch them fund themselves
Pick up to three savings goals and three debts. Deco quietly allocates surplus across accounts every month using a waterfall.
Security
Built quietly, locked down loudly.
Your finances are some of the most sensitive data you'll ever store online. We treat them that way — from the database column all the way up to the lock screen.
Encrypted column-by-column
Amounts, names and notes are stored as ciphertext using pgcrypto — not just disk-level encryption, but per-field.
JWT-gated decryption
Decryption keys are bound to your authenticated session. No long-lived API keys travel between client and server.
Supabase Postgres
Hosted on the same Supabase stack our mobile app uses. Row-level security on every table — your data is yours.
We don't sell — anything
No ads, no data brokers, no analytics on your transactions. Deco is paid for by the people who use it.
Pricing
Honest pricing, one tap away.
No free trials with hidden upgrades. No ads. No surprise charges.
Free
Get a feel for Deco with the essentials.
- 1 connected account
- Auto-categorisation
- 30-day transaction history
- 1 savings goal
Plus
For everyone who actually wants control of their money.
- Unlimited accounts
- Recurring detection + alerts
- Net worth chart with all ranges
- 3 savings goals + 3 debt payoffs
- Broker holdings tracking
- All 3 languages
Lifetime
Pay once. Use Deco forever.
- Everything in Plus
- All future features included
- Priority email support
- Founding-member badge
FAQ
The questions everyone asks.
Which banks does Deco support?+
Deco's auto-import is tuned for Nordic banking partners (Nordea, DNB, Danske, SEB, Handelsbanken, and more). CSV import works with any bank, anywhere — in EUR, USD or kr.
Is my data encrypted?+
Yes — every sensitive column (amounts, merchant names, notes) is stored as ciphertext via pgcrypto, with decryption gated by your JWT session. Disk and transport encryption sit on top of that.
Can I use Deco on the web?+
Deco is mobile-first (iOS + Android, React Native + Expo). A static web export is available for previewing your dashboard from a browser — full web parity is on the roadmap.
What currencies and languages do you support?+
Currencies: € EUR, $ USD, kr (DKK / NOK / SEK). Languages: English, Spanish, Danish — with the whole UI translated, not just labels.
Why a 3-goals + 3-debts cap?+
Because saying 'track everything' usually means tracking nothing. Three of each forces you to pick the goals that actually matter to you right now.
Can I cancel any time?+
Yes. Cancel from the app or your billing portal — no email-our-team-to-cancel nonsense. Lifetime is a one-time payment with no recurring charge.
Stop checking. Start knowing.
Deco is free to try, takes a minute to set up, and quietly works in the background from there.
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